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<title>buying a property </title>
<link>http://wowproperty.nireblog.com</link>
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<pubDate>Thu, 18 Mar 2010 18:49:12 +0100</pubDate>
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<title>buying a property </title>
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<link>http://wowproperty.nireblog.com</link>
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	<title>selling property</title>
	<link>http://wowproperty.nireblog.com/post/2008/05/29/selling-property</link>
	<guid>http://wowproperty.nireblog.com/post/2008/05/29/selling-property</guid>
		<description><![CDATA[<p>When selling your home, everyone wants an easy process and someone to talk them through the procedure. This article provides all the answers in order for you to accomplish those difficult steps. </p>
<p>First things first, you need to decide on whether you wish to sell your house yourself, or use an estate agent. Before making this decision you should first consider how much each method would cost and how much time you personally have available. </p>
<p>Selling your home yourself will indeed save a lot of money but not necessarily time. Using an estate agent will ensure that they take full responsibility for advertising, negotiating a price for the house and also deal with any problems that arise. Do you have the time to make all these arrangements? And will dealing with the problems yourself be a struggle?</p>
<p>If you wish to use an estate agent as your method, you should first do a little research on the local estate agents near you. You should find out what type of property the agent specialises in, whether they belong to a professional association, how much they charge and their reputation. </p>
<p>High street estate agents must confirm the charges and rate of commission that will be made. A high majority calculate their fees as a percentage of the final selling price of the property, this is usually between 1 ½ - 2 ½ % (the rate of commission). It is also a good idea to check that the following costs are included or additional; the advertising costs, the ‘for sale’ board, VAT and of course the advertising costs. </p>
<p>An alternative to this would be to <a href="http://www.wow-property.co.uk">sell property online </a>using <a href="http://www.wow-property.co.uk">online estate agents</a>. WOW property are <a href="http://www.wow-property.co.uk">Guilford online estate agents </a>and offer a fixed fee irrespective of the price of your house and whilst taking care of the difficult stuff, still allow you to show potential buyers around your home for a better insight and a personal approach. </p>
<p>Once this process has been agreed by both you and your chosen agent, and your home is up for sale, you now have to decide who to sell it to. You may find that more than one buyer(s) has found an interest in your house and made an offer, so you now need to compare your buyers for the best possible procedure. Considering things such as whether they are a first time buyer, what payment method they are using, the time at when they wish to move and the length of the chain they are carrying behind them now they have found a buyer for their own property. If you are using an estate agent, they generally find this information out for you. </p>
<p>When you have accepted an offer from a potential buyer(s), there is no reason why you cannot change your mind and accept a higher bid from someone else. Your estate agent will usually take care of negotiating with the potential buyer(s) about the price.</p>
<p>When the contracts are finally exchanged, the buyer may wish to visit your house to measure up etc, however you should not allow any work to be done before completion of contract.
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	<pubDate>Thu, 29 May 2008 13:57:27 +0100</pubDate>	</item>
	<item>
	<title>buying property</title>
	<link>http://wowproperty.nireblog.com/post/2008/05/20/buying-property</link>
	<guid>http://wowproperty.nireblog.com/post/2008/05/20/buying-property</guid>
		<description><![CDATA[<p>Whether you’re buying a home for the first time or the seventh time in your life, this article seeks to help you in the daunting procedure that it can sometimes turn into.</p>
<p>When buying a home, the main factor you need to consider is money! You need to decide on how much you can afford and if it’s not available to you, how much you can borrow in order to buy that dream house. There are lots of different financial institutions such as banks and building societies who offer loans to people buying property or provide buyers with a certificate that states that a loan will be available provided the property is satisfactory.</p>
<p>There are a number of ways to find a property that you may wish to buy. You could use your local high street estate agents, browse the property pages in local newspapers, contact companies for details of new properties being built in the area, and finally use the internet. The internet opens a huge door to many methods of buying a home and also a lot more choice due to a bigger market. </p>
<p><a href="http://www.wow-property.co.uk">Online estate agents</a> are a simple method to <a href="http://www.wow-property.co.uk">buy a home online</a>. This approach means you gain the vast amount of offers available to you on the internet, with a higher amount of information and pictures and yet still obtain the professional standards they present with the advantage of being shown round people’s house with the owner instead of the agent. This means the owner can provide a higher range of information and you can ask all those questions that an agent wouldn’t have a clue about. WOW property are <a href="http://www.wow-property.co.uk">Guildford online estate agents </a>and offer all of the above advantages to buying property online.</p>
<p>When you have searched and have decided on a property that’s taken your fancy, you should now arrange to look around it and make sure it is what you’re after. Take into consideration the amount of work that needs done on it such as repairs, decoration etc and how much additional money this will take to solve. It is perfectly normal for a potential buyer to visit a home 2 or 3 times before making a final decision. </p>
<p>Now you have decided you would like to buy your chosen home, remember that you do not have to offer the price being asked for it. Depending on the condition of the house you may for example wish to offer less for the amount of work that needs to be done. </p>
<p>Once your offer has been accepted there are still things to consider. Arranging a mortgage, whether a survey is necessary, who will do the essential legal work and whether a holding deposit if available. When these issues are all dealt with, you are now ready to move in and enjoy your new home.
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	<pubDate>Tue, 20 May 2008 11:11:55 +0100</pubDate>	</item>
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